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Every bonus worth your time

Every US sign-up bonus we're tracking right now, sorted by category and verified value. Click any row for the full breakdown, eligibility rules, and reader data points.

28 active offers · $14,720 combined value · Last verified 2026-06-16 · Methodology

Credit cards

18 active offers · combined $11,845 value
Card Bonus Requirement Difficulty
C
Capital One Savor
✦ Easiest big win + 3% everyday categories — a great first card
$250
cash
$500 in 3 months
No annual fee
Easy View →
W
Wells Fargo Active Cash
✦ Set-and-forget flat 2% — the best simple keeper
$200
cash
$500 in 3 months
No annual fee
Easy View →
C
Chase Freedom Unlimited
✦ Low spend bar, no fee — great if you can pass Chase 5/24
$200
cash
$500 in 3 months
No annual fee
Easy View →
C
Capital One Quicksilver
✦ Simple flat cashback, no foreign fee — an easy first card
$200
cash
$500 in 3 months
No annual fee
Easy View →
C
Chase Sapphire Preferred
✦ Best mid-tier travel card — if you can spend $5K in 3 months
$1,125
in travel points
$5,000 in 3 months
$95 annual fee
Medium View →
W
Wells Fargo Autograph
✦ No fee, broad 3x categories, low spend bar
$200
in points
$1,000 in 3 months
No annual fee
Easy View →
D
Discover it Cash Back
✦ No minimum spend, approves thin files — best for no credit history
~$200
first-year Cashback Match (varies)
Cashback Match, no minimum
No annual fee
Easy View →
A
American Express Blue Cash Everyday
✦ No fee + grocery and gas cashback — a solid family starter
$200
cash
$2,000 in 6 months
No annual fee
Easy View →
C
Citi Double Cash
✦ Flat 2% keeper — fine if a 6-month spend window suits you
$200
cash via ThankYou points
$1,500 in 6 months
No annual fee
Easy View →
C
Chase Freedom Flex
✦ 5% rotating categories — only if you'll pass 5/24 and activate each quarter
$200
cash
$500 in 3 months
No annual fee
Easy View →
A
American Express Blue Cash Preferred
✦ 6% at supermarkets — worth it for heavy grocery households
~$300
cash (offer is 'as high as $300' and personalized)
$3,000 in 6 months
$0 first year, then $95
Medium View →
V
Capital One Venture Rewards
✦ Simple 2x miles — good if you want travel rewards without juggling
~$1,125
in miles
$4,000 in 3 months
$95 annual fee
Medium View →
V
Capital One Venture X
✦ Premium perks self-funded by the $300 travel credit — for frequent travelers
$1,125
in miles
$4,000 in 3 months
$395 annual fee
Medium View →
C
Citi Strata Premier
✦ Solid travel points + hotel credit — a no-fuss mid-tier pick
$720
in ThankYou points
$4,000 in 3 months
$95 annual fee
Medium View →
B
Bank of America Premium Rewards
✦ Shines only if you hold $100K+ across BofA / Merrill
$600
in travel points
$5,000 in 90 days
$95 annual fee
Medium View →
A
American Express Gold Card
✦ 4x dining and groceries — for foodies who'll use the monthly credits
$1,000
in Membership Rewards
$8,000 in 6 months
$325 annual fee
Hard View →
C
Chase Sapphire Reserve
✦ Highest bonus here — only if $6K spend and the $795 fee pencil out
$2,250
in travel points
$6,000 in 3 months
$795 annual fee
Hard View →
A
American Express Platinum
✦ Luxury travel credits — only worth it if you'll use the full coupon book
$1,750
in Membership Rewards
$8,000 in 6 months
$895 annual fee
Hard View →

Bank accounts

7 active offers · combined $2,400 value
Account Bonus Requirement Difficulty
C
Chase Total Checking
✦ Easiest bank bonus — one direct deposit, big-bank brand
$300
cash
direct deposit
$0 with direct deposit
Easy View →
C
Capital One 360 Checking
✦ No fee, no minimums — the most newcomer-friendly bank bonus
$300
cash
2 direct deposits of $500+
No monthly fee
Easy View →
W
Wells Fargo Everyday Checking
✦ Highest payout for a low DD bar — if you can get the coupon code
$425
cash
$1,000 direct deposit
$0 with direct deposit
Easy View →
C
Citi Regular Checking
✦ Good payout — needs two direct deposits, not one lump sum
~$325
cash (direct-deposit path; up to $1,500 on the high-balance path)
2 direct deposits totaling $3,000
$0 with direct deposit
Medium View →
S
SoFi Checking & Savings
✦ Soft pull only — good if you can route $5K in direct deposits
$300
cash
$5,000 in direct deposits
No monthly fee
Easy View →
B
Bank of America Advantage Banking
✦ Tiered up to $500 — for higher direct-deposit volume
~$300
cash (tiered $100 / $300 / $500 by direct-deposit total)
$5,000 in direct deposits
$0 with direct deposit
Medium View →
U
U.S. Bank Smartly Checking
✦ Biggest bank bonus here — but needs $8K in direct deposits
$450
cash
$8,000 direct deposit
No monthly fee with DD
Easy View →

Brokerage

3 active offers · combined $475 value
Account Bonus Requirement Difficulty
R
Robinhood IRA
✦ Best for retirement savers moving a 401(k) — note the 5-year hold
~$225
match on contributions/transfers (3% with Gold); not a flat cash bonus
contribute or transfer to a Robinhood IRA
No account fee
Medium View →
E
E*TRADE Brokerage
✦ Cleanest cash bonus — only a 12-month hold
~$150
tiered by deposit; ~$150 at a $5,000–$20,000 deposit
deposit $1,000+ (code OFFER26)
No account fee
Medium View →
M
Moomoo Brokerage
✦ Lowest barrier — just $500 and 60 days
~$100
free fractional shares, tiered by deposit; ~$100 at a $2,000 deposit
deposit $500+ (hold 60 days)
No account fee
Easy View →
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