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Credit card · Chase
Last verified June 6, 2026

Chase Sapphire Preferred

75,000 Ultimate Rewards points after $5,000 spend in 3 months — Chase's elevated standard offer (up from the long-running 60k). Worth ~$1,125 via airline and hotel transfer partners, about $940 through the Chase travel portal. A $95 annual fee, often offset by the $50 annual hotel credit and 25% portal boost alone.

The deal

Spend $5,000 in the first 3 months of account opening

Bonus value history

$0 $750 $1,500 September 1, 2020 · $1,200 June 1, 2021 · $1,500 October 1, 2021 · $900 April 1, 2022 · $1,200 April 1, 2023 · $1,200 May 1, 2024 · $1,125 April 1, 2025 · $1,500 June 6, 2026 · $1,125 202120222023202420252026

Past values are estimates compiled from issuer announcements and public records; points are converted to USD at the card’s current valuation. Our methodology →

The walkthrough

  1. 01 Confirm you're under 5/24 — if you've opened 5+ personal cards in the last 24 months, Chase will auto-deny.
  2. 02 Apply on Chase.com. The approval decision is usually instant; if pended, call the reconsideration line.
  3. 03 Plan your $5,000 in genuine spending across 3 months. Do not buy things to hit the target.
  4. 04 Watch for the bonus to post 1–2 statement cycles after you clear the requirement.

What to watch for

  • ! This card is 5/24-sensitive. One extra new card since January 2024 can block you.
  • ! The annual fee is not waived the first year. Net positive only if you redeem for travel.
Editorial note

Offers change frequently. BonusPrimer verifies every bonus monthly, but before you apply, confirm the current terms directly with the issuer. We are not a bank and do not decide approvals. Our methodology →