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Checking account · Chase
Last verified June 3, 2026

Chase Total Checking

$300 for a single qualifying direct deposit — or up to $900 if you also open Chase Savings and meet its balance requirement. The checking-only path needs just one direct deposit; your regular paycheck satisfies it, with no minimum balance after the bonus posts.

The deal

Open a new Chase Total Checking account and receive a qualifying direct deposit within 90 days

The walkthrough

  1. 01 Open the account online with the current coupon code (check the Chase offers page).
  2. 02 Add your new Chase routing and account numbers to your employer's payroll portal as a direct deposit.
  3. 03 Wait for one qualifying deposit to land. The bonus arrives ~10 business days after the direct deposit.
  4. 04 Keep the account open for 6 months to avoid the bonus clawback, then you can close.

What to watch for

  • ! ACH transfers from your own external accounts do NOT qualify as direct deposits for this bonus.
  • ! Chase ChexSystems-checks new applicants — if you've had recent negative banking history, you may be denied.
Editorial note

Offers change frequently. BonusPrimer verifies every bonus monthly, but before you apply, confirm the current terms directly with the issuer. We are not a bank and do not decide approvals. Our methodology →