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Checking account · Capital One
Last verified June 16, 2026

Capital One 360 Checking

$300 for two direct deposits of $500 or more within 75 days, using promo code OFFER300 — and 360 Checking has no monthly fee and no minimum balance, so there's nothing to juggle after the bonus posts. It's the lowest-maintenance bank bonus here, though you must not have held a Capital One checking account since January 1, 2024.

The deal

Open a new Capital One 360 Checking account with promo code OFFER300 and receive at least two qualifying direct deposits of $500 or more each within 75 days of account opening

The walkthrough

  1. 01 Open a Capital One 360 Checking account using promo code OFFER300 on the offer page.
  2. 02 Set up direct deposit and receive at least two deposits of $500+ each within 75 days of opening.
  3. 03 Wait up to ~60 days after qualifying for the $300 to post.
  4. 04 Leave the account open until the bonus lands — there's no fee, so you can keep it indefinitely after.

What to watch for

  • ! You're ineligible if you held a Capital One 360 Checking, Simply Checking, or Total Control Checking account on or after January 1, 2024.
  • ! Deposits must be true direct deposits (payroll/pension/government ACH); wires and internal Capital One transfers don't count.
  • ! A single $1,000 deposit won't qualify — it must be two separate deposits of $500+ each.
Editorial note

Offers change frequently. BonusPrimer verifies every bonus monthly, but before you apply, confirm the current terms directly with the issuer. We are not a bank and do not decide approvals. Our methodology →