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Credit card · Wells Fargo
Last verified June 16, 2026

Wells Fargo Autograph

20,000 bonus points (worth about $200) after spending just $1,000 in the first 3 months — a low bar on a no-annual-fee card. It earns an unlimited 3x on restaurants, travel, gas, transit, streaming, and phone plans, plus a 0% intro APR for 12 months on purchases. A solid everyday points card with no fee to justify.

The deal

Spend $1,000 in purchases in the first 3 months from account opening

The walkthrough

  1. 01 Apply for the standard Wells Fargo Autograph (not the Autograph Journey, which carries a fee).
  2. 02 Put normal spending on the card to reach $1,000 in purchases within the first 3 months.
  3. 03 Watch for the 20,000 points to post after you clear the requirement.
  4. 04 Redeem points for cash or statement credit at 1¢ each ($200), or transfer to travel partners for potentially more.

What to watch for

  • ! Don't confuse this with the Autograph Journey — a different card with an annual fee and a separate bonus.
  • ! You may be ineligible if you currently hold this card or opened/closed it within the last 48 months.
  • ! Some comparison pages still show a stale 30,000-point offer; the live bonus is 20,000 points for $1,000.
Editorial note

Offers change frequently. BonusPrimer verifies every bonus monthly, but before you apply, confirm the current terms directly with the issuer. We are not a bank and do not decide approvals. Our methodology →