Editorial
About BonusPrimer.
An independent guide to US credit card and bank-account sign-up bonuses, written for people who are approaching this topic for the first time.
Why we started
There are two kinds of credit card websites on the English-speaking internet. The first — NerdWallet, Credit Karma, The Points Guy — is optimized for commission revenue. Offers are ranked by what pays best, annual fees are soft-pedaled, and articles read like advertisements because they often are. The second — Doctor of Credit, FlyerTalk, the r/churning community — is honest, detailed, and nearly unreadable if you have never done this before.
BonusPrimer is a third thing. We translate what the honest sources know into a form that a first-time bonus chaser can actually use. We do not try to compete with Doctor of Credit for breadth. We link to them, we trust their reporting, and we focus on the questions they assume you already know the answer to.
What we will do
- Explain one concept per page, in plain English.
- Show the date a page was last updated on every page.
- Disclose every commercial relationship.
- Link back to primary sources (IRS publications, issuer pages, court filings) so you can verify anything.
- Tell you when a bonus is not worth it, including when we would earn a commission if you applied.
What we won’t do
- Rank cards by commission rate.
- Write “best of” lists designed for search traffic rather than reader decisions.
- Recommend a product to someone it is clearly wrong for.
- Claim to be financial advice. We are a guide, not a licensed advisor.
- Copy content from other sites. Everything on BonusPrimer is written for BonusPrimer.
How to reach us
The fastest way is the contact page, which is just an email address. We read everything. We do not have a call center.