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Credit card · Capital One
Last verified June 3, 2026

Capital One Venture X

75,000 Capital One miles plus a $300 annual travel credit that more than offsets the $395 annual fee. Miles are worth ~1.5¢ each through transfer partners, putting the total year-one value north of $1,400.

The deal

Spend $4,000 on purchases within the first 3 months

Bonus value history

$0 $750 $1,500 November 1, 2021 · $1,500 March 1, 2022 · $1,125 November 1, 2025 · $1,500 June 3, 2026 · $1,125 20222023202420252026

Past values are estimates compiled from issuer announcements and public records; points are converted to USD at the card’s current valuation. Our methodology →

The walkthrough

  1. 01 Capital One does not use 5/24 — prior Chase activity doesn't disqualify you.
  2. 02 Apply online. Capital One usually offers an instant decision.
  3. 03 Use the card for your normal travel and dining spend to hit $4,000 in 3 months.
  4. 04 Redeem miles via the Capital One travel portal or transfer to partners like Flying Blue, Turkish Airlines, or Wyndham.

What to watch for

  • ! The annual fee is $395. If you don't travel at least $300/year, the net value shrinks significantly.
  • ! Capital One tends to hard-pull all three credit bureaus. Expect temporary score dips across the board.
Editorial note

Offers change frequently. BonusPrimer verifies every bonus monthly, but before you apply, confirm the current terms directly with the issuer. We are not a bank and do not decide approvals. Our methodology →