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Credit card · American Express
Last verified June 16, 2026

American Express Blue Cash Preferred

Up to $300 cash back after $3,000 in eligible spend in the first 6 months — paid as a statement credit. The real draw is 6% back at U.S. supermarkets (capped at $6,000 in spend per year, then 1%), which makes the $3,000 target easy for grocery-heavy households. The $95 annual fee is waived the first year ($0 intro) but kicks in from year two, so plan to use the grocery category to justify it.

The deal

Spend $3,000 in eligible purchases on the new Card within the first 6 months of Card Membership

The walkthrough

  1. 01 Check Amex CardMatch / prequalification for any targeted offer above the $300 baseline — the welcome bonus is once per lifetime.
  2. 02 Apply through American Express and confirm the terms shown to you ($0 intro annual fee year one, then $95).
  3. 03 Route grocery and everyday spending through the card to reach $3,000 in 6 months — supermarket spend also earns 6%.
  4. 04 Redeem the Reward Dollars as a statement credit to capture the full value.

What to watch for

  • ! Amex once-per-lifetime: past ownership of this card generally blocks the bonus.
  • ! The $0 annual fee is intro-only; the $95 fee applies from year two, so the 6% groceries category (capped at $6,000/year) needs to earn its keep.
  • ! The bonus is 'as high as $300' and personalized — the amount you actually see can be lower.
Editorial note

Offers change frequently. BonusPrimer verifies every bonus monthly, but before you apply, confirm the current terms directly with the issuer. We are not a bank and do not decide approvals. Our methodology →