The deal
Open a SoFi Checking & Savings account and receive $5,000+ in qualifying direct deposits within 25 days of enrolling
Bonus value history
Past values are estimates compiled from issuer announcements and public records; points are converted to USD at the card’s current valuation. Our methodology →
The walkthrough
- 01 Sign up on SoFi's site. SoFi does a soft pull only — no hit to your credit score.
- 02 Set up direct deposit from your employer, targeting $5,000+ within 25 days to reach the top bonus tier.
- 03 The bonus posts within 7 business days of meeting the requirement.
- 04 Optional: park extra cash in SoFi Savings to benefit from the higher APY.
What to watch for
- ! Lower direct deposit tiers pay less — $1,000–$4,999 gets you $50. Target the full $5,000+ if possible.
- ! Figures you may see elsewhere that add a shopping-portal bonus on top depend on a rate that changes constantly — don't count on it.
- ! The high APY is promotional and has changed rates before. Don't treat it as permanent.
- ! This is a promotional cycle running through December 31, 2026 — tiers may change after that.
Editorial note
Offers change frequently. BonusPrimer verifies every bonus monthly, but before you apply, confirm the current terms directly with the issuer. We are not a bank and do not decide approvals. Our methodology →