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Credit card · American Express
Last verified June 6, 2026

American Express Gold Card

Up to 100,000 Membership Rewards points after $8,000 spend in 6 months — an elevated, targeted offer (baseline ~60k; the exact amount shown is personalized to you). Earns 4x at restaurants and U.S. supermarkets. The $325 annual fee is offset by the $120 dining, $120 Uber Cash, $100 Resy, and $84 Dunkin' credits if you use them in full.

The deal

Spend $8,000 on eligible purchases within the first 6 months

Bonus value history

$0 $500 $1,000 October 1, 2018 · $350 April 1, 2019 · $400 October 1, 2020 · $600 June 6, 2026 · $1,000 20192020202120222023202420252026

Past values are estimates compiled from issuer announcements and public records; points are converted to USD at the card’s current valuation. Our methodology →

The walkthrough

  1. 01 Amex uses once-per-lifetime on most welcome offers — if you've had this card before, you're blocked.
  2. 02 Apply via Amex.com or through a referral link from an existing Gold cardholder (gives the referrer extra points).
  3. 03 Route grocery and restaurant spending through the card to hit $8,000 over 6 months.
  4. 04 Use the $10/mo dining credit and $10/mo Uber Cash monthly — they don't roll over.

What to watch for

  • ! Amex tracks 'welcome offer abuse' and can deny future signups if you cancel the card within 12 months.
  • ! The dining credit only works at a rotating list of restaurants — verify your options before counting on it.
Editorial note

Offers change frequently. BonusPrimer verifies every bonus monthly, but before you apply, confirm the current terms directly with the issuer. We are not a bank and do not decide approvals. Our methodology →