The deal
Spend $6,000 on purchases in the first 3 months of account opening
Bonus value history
Past values are estimates compiled from issuer announcements and public records; points are converted to USD at the card’s current valuation. Our methodology →
The walkthrough
- 01 Check 5/24 first — if you've opened 5+ personal cards in the last 24 months, Chase auto-denies regardless of income.
- 02 Apply on Chase.com. Decisions are often instant; if pended, call the reconsideration line and ask them to review.
- 03 Map out $6,000 of real spending across 3 months before you apply — this is a high bar, so don't manufacture spend.
- 04 Redeem through transfer partners (Hyatt, United, Air France/KLM) for the best value, or 1.5¢ via the Chase portal.
What to watch for
- ! The $795 annual fee is not waived in year one, and each authorized user adds $195. The math only works if you use the travel credit and lounge access.
- ! $6,000 in 3 months is the hardest spend target in this catalog. If you can't reach it organically, the points never post.
- ! This is the most 5/24-sensitive card Chase issues — one extra new account can block approval.
Editorial note
Offers change frequently. BonusPrimer verifies every bonus monthly, but before you apply, confirm the current terms directly with the issuer. We are not a bank and do not decide approvals. Our methodology →