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신용카드 · American Express
최근 검증 2026년 6월 16일

American Express Blue Cash Preferred

Up to $300 cash back after $3,000 in eligible spend in the first 6 months — paid as a statement credit. The real draw is 6% back at U.S. supermarkets (capped at $6,000 in spend per year, then 1%), which makes the $3,000 target easy for grocery-heavy households. The $95 annual fee is waived the first year ($0 intro) but kicks in from year two, so plan to use the grocery category to justify it.

※ 상품명·금액·조건·진행 가이드는 미국 발행사 공식 정보 기준이라 영어로 표기합니다 (잘못된 번역 방지).

자세한 조건

Spend $3,000 in eligible purchases on the new Card within the first 6 months of Card Membership

진행 가이드

  1. 01 Check Amex CardMatch / prequalification for any targeted offer above the $300 baseline — the welcome bonus is once per lifetime.
  2. 02 Apply through American Express and confirm the terms shown to you ($0 intro annual fee year one, then $95).
  3. 03 Route grocery and everyday spending through the card to reach $3,000 in 6 months — supermarket spend also earns 6%.
  4. 04 Redeem the Reward Dollars as a statement credit to capture the full value.

주의할 점

  • ! Amex once-per-lifetime: past ownership of this card generally blocks the bonus.
  • ! The $0 annual fee is intro-only; the $95 fee applies from year two, so the 6% groceries category (capped at $6,000/year) needs to earn its keep.
  • ! The bonus is 'as high as $300' and personalized — the amount you actually see can be lower.
편집자 노트

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