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신용카드 · Capital One
최근 검증 2026년 6월 16일

Capital One Savor

$250 cash after just $500 of spend in the first 3 months — a limited-time bump from the usual $200, and one of the lowest spend bars of any card here. It earns 3% back on dining, groceries, entertainment, and streaming with no annual fee, so it stays useful long after the bonus posts. The main catch: grocery 'superstores' like Walmart and Target are excluded from the 3% rate.

※ 상품명·금액·조건·진행 가이드는 미국 발행사 공식 정보 기준이라 영어로 표기합니다 (잘못된 번역 방지).

자세한 조건

Spend $500 on purchases within the first 3 months from account opening

진행 가이드

  1. 01 Apply on Capital One's site while the $250 limited-time offer is live (good-to-excellent credit, roughly 670+).
  2. 02 Put at least $500 of normal spending on the card within 3 months of opening.
  3. 03 Keep purchases in the bonus categories — dining, groceries, entertainment, streaming — to also bank 3% along the way.
  4. 04 Wait for the one-time $250 cash bonus to post, then redeem rewards anytime; they don't expire for the life of the account.

주의할 점

  • ! The $250 amount is a limited-time bump (live since June 2026); it may revert to $200 once the promo ends, so don't sit on it.
  • ! Grocery 'superstores' like Walmart and Target are excluded from the 3% grocery rate.
  • ! Capital One usually pulls all three credit bureaus, so expect a temporary score dip across the board.
편집자 노트

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